Solutions
Connect your controls, from files to financial results.
Nine areas, one architecture. Rules and financial positions adapt to the acquiring or issuing scope concerned.
01Prepare and reconcile
Data and file control
Need
Know whether the data for a control day is present and usable.
Compare expected and received files, check their format, isolate rejections and gaps. Readiness tracking shows what must be resolved before controls continue.
What you get
File status, receipt anomalies, scope readiness.
Processing orchestration
Need
Run controls in a consistent order and keep a record of them.
Configure processing runs and their dependencies, track executions. Replayable runs resume the relevant scope once data is corrected.
What you get
Processing status, execution history, what is needed to resume.
Flow reconciliation
Need
Connect every representation of a transaction across all sources.
Reconcile authorisations, transactions, clearing, processor data, settlements and accounting references according to the rules of the activity. Isolate unmatched items and their financial impact.
What you get
Reconciliation results, open breaks, investigation references.
02Process and validate
Disputes and chargebacks
Need
Track cases and their financial consequences within the control chain.
Centralise disputes, supporting documents, deadlines and actions. Link chargebacks (acquiring) and cardholder disputes (issuing) to the related transactions and financial positions.
What you get
Case tracking, deadlines, documents and documented financial impacts.
Fee control
Need
Understand what is billed, paid or earned relative to activity.
Analyse interchange paid or earned, scheme fees and processor invoices. Check them against activity, pricing rules and settlements to spot anomalies.
What you get
Fee lines analysed, gaps identified, verification references.
Finance validation and settlement
Need
Give financial position validation a documented basis.
Compare expected and confirmed amounts, review FX differences, link positions to accounting references. Comments and history accompany every Finance validation.
What you get
Controlled positions, documented breaks, validation history.
03Document and steer
Scheme and regulatory reporting
Need
Produce reporting from the same data used for control.
Prepare scheme, operational, management and regulatory reports from controlled and validated data. Specific outputs (QMR, GOC…) are produced where they fall within the supported scope.
What you get
Reports and exports linked to their source data.
Closing and audit evidence
Need
Retrieve what led to the validation of a given day.
The closing report gathers file completeness, executions, results, notes and validations. Frozen after validation, with its digital fingerprint, it supports reviews and audit.
What you get
Closing report, digital fingerprint, history and related evidence.
Performance and profitability
Need
Base margin analysis on the revenue, costs and losses actually included.
Analyse the contribution of your activities according to their economics. Acquiring: merchant, MCC, product, scheme, channel. Issuing: card, account, BIN, programme, segment — depending on the chosen scope.
What you get
Revenue, cost and margin indicators, with an explicit scope.
Let’s talk about your control priorities.
Your flows, your sources, your control points: together we define a demo scope that fits.
Request a demo